I have had that conversation 3 times this weekend. It’s a tough one to have. It is something that is misunderstood and I want to clear up a big misconception. Everyone I talk to about it seems to think that the worst part of a foreclosure is over after the … Continue reading →

Here are a few ideas of what to do with your old electronics. We all have a few cluttering up a drawer or in a box in the garage. Maybe this will help you get rid of them and even put a little cash back in your pocket. If I can … Continue reading →

Ever wonder where the oil that passes through the Strait of Hormuz goes? Based on the news it sounds like it travels directly to the QT gas station around the corner from me.  According to the news, if Iran blocks that Strait then gas and oil prices will double for … Continue reading →

We lie all the time. No one ever tells the truth. The whole truth. You can’t. We lie to each other, we lie to ourselves, we lie when we are awake and we lie when we are asleep. Some of us are just better at it than others. Mark Twain … Continue reading →

Ever make a bad decision? Did you know it was bad when you made it but you felt like you had no other choice? Would it have been better to ‘not choose’ as a choice? I see billboards advertising to get out of a ‘bad title pawn’. Is there such … Continue reading →

I don’t know if I have any more change in me. No, I did not say ‘on’ me. I said ‘in’ me. I was talking to a friend last night about switching companies. No, I’m not switching but there was a time when I was being courted to switch and … Continue reading →

Introducing the official Tour de France stationary bike. I just saw this commercial (as I was turning off the TV <grin>) and it just confirmed that I needed to shut it off. Do you think it is a coincidence that they have amped up the commercials for this bike right … Continue reading →

Over 35% of American cell phone owners have a smart phone.* While the majority of smart phone owners use the device to access the Internet daily, one-in-four conduct most of their online activities on the device, which is expected to grow in the coming years. Technology is being developed every … Continue reading →

I wish I had… I had a chance. I could have made a difference but I didn’t. 2012 was a great year. The way I worked could have changed. I lost that stupid job but I was hesitant to step out on my own.  Heck, I could have volunteered instead … Continue reading →

It’s different this year. Years ago my brothers and I would get the catalogs and magazines out and start making a list. All the things we wanted. Mine included a Daisy BB Gun, HO car tracks, electric trains, a little lawn mower (at 3 I said ‘jittle john mower’) and … Continue reading →