More respect

April 30, 2009 · Posted in News Worthy · Comments Off 

I have a lot more respect for someone who speaks their mind and I think Joe Biden spoke his mind when he said that he would discourage his family from flying or traveling in closed in modes of travel for a while.  No airplanes and no subways. He was clear about what he meant.

Then the Whitehouse tried to back pedal the statement because it upset some airline officials. We all know the game they are playing and I think it would be more honorable to stand for what you said and not make excuses. The maximum effective range of an excuse is zero meters. Say what’s on your mind Joe. I personally find it refreshing even if I don’t agree with it.

Thanks for listening
Jerry W. Robertson

Too big to Fail = Too big to Serve!!

April 28, 2009 · Posted in News Worthy · Comments Off 

We have all heard it. They are too big to fail!! We have to save them. Pour money into the problem and we just delay the solution.

I am not going to identify the guilty parties by name and if you are familiar with the circumstances you might be able to figure it out but that is not the point. My point is that there are some big companies out there and there are lots of incompetent people working for them that don’t get fired just because of inertia. I am not even sure it is incompetence but instead a total lack of caring. If you can’t be fired then maybe you don’t need to care.

I think that some of the big companies out there need to be downsized. I don’t mean that more people need to lose their jobs but rather some of the companies need to be broken up to the level that the folks that work there have to care.

I think Dave Ramsey said it well. Businesses are supposed to serve their clients, not milk them like a cow!! I feel like I have been milked and frankly I don’t like it. We are mooooving our business to a smaller company where I know the people and feel like we will be cared for. Now that is refreshing.

Thanks for listening,
Jerry W. Robertson

found this article from Seth Godin after I wrote this. Seems to be on point.. Check this out.

Do you want a good deal on a foreclosure?? I found a way to make it even better!!

April 13, 2009 · Posted in News Worthy · Comments Off 

There is a program for owner occupant buyers that will provide $14,000 toward repairs and / or down payments on foreclosure properties and it applies to almost any one. There is an earnings ceiling but it is pretty high and this applies to any property that has been foreclosed on by most any lender.

Combine that with the $8000 tax credit if you are a 1st time home buyer and that is $22,000 in grant money that you do not have to repay. If the property needs more repairs then you can purchase it with a $203K Streamline loan and get $35,000 toward the repairs too and it can be fixed AFTER closing. Now we are up to $57,000 in money available to purchase and repair a home to great condition.

I can help you with the details if you or someone you know is interested in finding a real deal. We might even be able to find a property from HUD that you can actually buy for $100 down and you get a $1000 grant on top of that too.

There are real deals out there AND interest rates are still VERY low. These are not tricky loans or teaser rates and you do have to have a job and decent credit. Not perfect credit but decent credit.

Call me at 678-231-1578 if you are interested at all. I can help you find the right house and the best deal out there.

It’s a Good Life,
Jerry W. Robertson

Technology Tips for April

April 1, 2009 · Posted in News Worthy · Comments Off 

Here are some new websites and tools that you can use today.

Many Dream Of Owning Our Own Business: Starting a small business can be a scaryproposition. As a business owner the endless responsibilities and worries can be veryconfusing. The IRS has plenty of tools to help you get started. It is offering its Small Business Resource Guide exclusively online. The guide covers everything you need to know about starting a business. You’ll learn how to create a business plan and find funding. There is help no matter what stage your business is in. This site is a must for any business owner-new or seasoned! http://www.sbrg.irs.gov/

Help For College Students Looking For Internships: College students will do well to plan for internships. Companies are already filling openings. An internship is the perfect way for students to get some experience and often puts grads at an advantage when they start job hunting. Interns will meet people who can help them in the future. Besides, many go on to accept full-time positions where they interned. CollegeRecruiter lists internships in many different fields. It is a good place for students to find internships that interest them. CollegeRecruiter also lists entry-level positions.   http://www.collegerecruiter.com/

Need Your Cell Phone To Create PDF’s and Faxes: Your phone can’t really create PDFs or send faxes. It needs a little help in the form of Qipit to do these things. It only takes a minute to register with Qipit. Then, you’re ready to get started. Use your phone’s camera to snap a picture of a document or whiteboard. Forward the photo to Qipit via e-mail or text message. In a few seconds, Qipit converts the

photo to PDF. A copy is e-mailed to you. You can fax or e-mail the PDF directly from your phone. Just enter an e-mail address or fax number in the message body! http://www.qipit.com/

Resize Your Images Before Emailing or Posting: Do you need to resize your images before emailing them or posting to the Web? Or how about converting one file format to another? This is a terrific file viewer that lets you open and convert just about any type of image or picture file. IrfanView is a quick image editor. Best thing it is easy to use and Free! Once you download IrfanView, you’re ready to start. Click File>>Open and browse to your first photo. Or, drag your photo into the IrfanView window. It is recommend that you work with copies of photos rather than originals. That way, if you mess something up, you can just start over. To make a copy, right-click a photo in Windows Explorer. Select Copy. Then, right-click in the folder and select Paste. You’ll see a copy of your photo. Next, click Image>>Resize/Resample. You’ll see a number of different options for resizing your photo. In your situation, I would use inches to resize the photo.  http://www.irfanview.com/

Let me know if there is anything I can do to help you and remember, I am NEVER too busy for your referrals. Just call me.

It’s a Good Life,
Jerry W. Robertson
678-231-1578 Cell

Great 1st time buyer deal in Suwanee – No Foolin'!!

April 1, 2009 · Posted in News Worthy · Comments Off 

Ok, we all know this is the best time to buy. There are great deals and I decided to show you some real ones that are out there. How about a 3 bedroom, 2 bath home is Suwanee. That is still one of the top 10 places to live in  the country and you can buy this house for $92,597. With 3.5% down and the current interest rate of 4.5% that is a payment of $452.75 for principal and interest for 30 years. That is for owner occupied and if you are a 1st time buyer you get an $8000 tax credit from Uncle Sam. It may qualify for the $14,000 Georgia Dream program that would provide money for repairs and down payment assistance too.

That is only one deal that I found while looking this morning. There are 14 other homes for sale under $100,000 in Collins Hill High School district alone. If you know anyone that is even thinking about buying, give me a call at 678-231-1578 and let me help them find the perfect home for them.

It’s a Good Life,
Jerry W. Robertson
Keller Williams Realty